When a house has a fire the damage goes well beyond the flames. Smoke and water damage can be just as destructive as heat damage. My customer’s kitchen was completely destroyed by a house fire that was localized in his attached garage. Nothing could be salvaged.
They did have a tremendous loss. However, they gained a state-of-the-art kitchen in the end.
The kitchen had to be rebuilt. This allowed the owners to change the room’s floor plan to one that was more efficient and attractive.